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Annual Report 2023


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Vincent A. Pereira


Chairman Letter

Chairman Highlights

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Nigel M. Baptiste

Group President and
Chief Executive Officer

Group President and CEO’s Discussion and Analysis

Introduction and Net profit

Other Income & Total Operating Expenses

Credit Loss Expense on Financial Assets to Total Equity

Loans and Advances & Performance Ratios

Capital Structure & Outlook

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Consolidated Statement of Financial Position

Consolidated Statement of Income