RFHL Records US$349 Million in End of Year Profits

Port of Spain, Trinidad, November 6, 2026: Yashmid Karamath, Chairman of Republic Financial Holdings Limited (RFHL), announced today that the group recorded net profit attributable to equity holders of US$349 million for the year ended September 30, 2026.
This represents an increase of 5.8% over the prior year. Total assets grew to US$20.3 billion, while earnings per share increased to US$2.13, compared with US$2.01 in the previous year. The Group maintained strong capital and liquidity positions, providing a solid foundation to support future growth and withstand potential economic challenges.

In announcing the results Mr. Karamath shared, “Our 2026 performance was underpinned by growth in core banking revenues, contributions from our insurance and investment businesses, and continued focus on operational efficiency. Throughout the year, we continued to invest in digital transformation initiatives, process enhancements, and customer-focused solutions designed to strengthen service delivery and improve the overall client experience across our markets.”

Based on this performance, the Board of Directors has declared a final dividend of US$0.62 per share, bringing the total dividend to US$0.94 per share for the fiscal year (2025: US$0.90), an increase of 5% or US$0.04, over the previous year. With a closing share price of US$16.92, this equates to a dividend yield of 5.57% (2025: 5.63%). The Group’s capital adequacy ratios remain healthy across all countries and at the
consolidated level. The final dividend will be paid on December 4, 2026, to shareholders on record as of November 20, 2026.

Mr. Karamath further noted, “The Group continues to maintain its commitment to prudent risk management and sound corporate governance. These principles remain central to our long-term success and are critical to sustaining the confidence of our customers, regulators, shareholders, and the communities we serve.”

“As we look ahead,” he continued, “we remain optimistic about the opportunities available across our regional footprint. Our strong balance sheet, diversified earnings base, trusted brand, and ongoing investments in technology position us well to pursue sustainable growth while adapting to an evolving financial services landscape.”

Mr. Karamath added, “I would like to thank our customers for their continued loyalty, our employees and management team for their dedication and professionalism, our regulators for their guidance, and our shareholders for their confidence and support.
Your contributions continue to be instrumental to the success of Republic Financial Holdings Limited.”

In closing, he expressed a special word of appreciation for retiring Group President and Chief Executive Officer, Mr. Nigel Baptiste, following a distinguished career of exemplary leadership, dedication and invaluable contribution to the Group’s success.